QuickPay prepaid account fee disclosures
Effective October 13, 2026
These disclosures are provided under Regulation E (12 CFR 1005.18). They apply to QuickPay prepaid accounts. Fee schedule version 0.0-draft.
Short form: QuickPay Standard
| Monthly fee | $0 |
|---|---|
| Per purchase | $0 |
| ATM withdrawal | N/A in-network N/A out-of-network |
| Cash reload | N/A |
| ATM balance inquiry | N/A in-network or out-of-network |
| Customer service | $0 per call |
| Inactivity | $0 |
We charge 0 other types of fees.
No overdraft/credit feature.
Your funds are not eligible for FDIC insurance.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and conditions for all fees and services in the cardholder agreement.
Short form: QuickPay Plus
| Monthly fee | $4.99 |
|---|---|
| Per purchase | $0 |
| ATM withdrawal | N/A in-network N/A out-of-network |
| Cash reload | N/A |
| ATM balance inquiry | N/A in-network or out-of-network |
| Customer service | $0 per call |
| Inactivity | $0 |
We charge 0 other types of fees.
No overdraft/credit feature.
Your funds are not eligible for FDIC insurance.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and conditions for all fees and services in the cardholder agreement.
Long form
The table below lists every fee for each plan. QuickPay cards are virtual and cannot be used at ATMs or reloaded with cash.
| Fee | Standard | Plus | Details |
|---|---|---|---|
| Monthly fee | $0 | $4.99 | Charged once each month while the plan is active, on the day of the month you joined the plan. |
| Per purchase | $0 | $0 | No fee for purchases. |
| Adding money by ACH from your bank | $0 | $0 | Your bank may charge its own fees. |
| Sending money to a member | $0 | $0 | |
| Customer service | $0 | $0 | Support by email and in the app. |
| Inactivity | $0 | $0 |
Your funds are not eligible for FDIC insurance.
No overdraft/credit feature.
Contact QuickPay by email at support@getroyalpay.com, or by mail at 3044 Breckenridge Ln Ste 102, Louisville, KY 40220.
For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
Royal Payment Solutions, LLC, 3044 Breckenridge Ln Ste 102, Louisville, KY 40220. Email: support@getroyalpay.com.
QuickPay is not a bank. Banking services and cards are provided by [ISSUING_BANK], Member FDIC, pursuant to a license from [CARD_NETWORK].